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Manager 1, Business Banking

Surrey, BC
Full Time
Location:British Columbia (CA-BC),Surrey
Job Type:Full Time
myWork Options: In-person

What's the job?
We're looking for a Manager, Business Banking to help usdevelop and strengthen relationships with new and existing business members through effective cross sale and referrals to other businesses (e.g. Retail, Wealth, Equipment Finance). Estimated time spent on various responsibilities is as follows: 85% Portfolio and Risk Management, 15% on Business Development.

What you'll get to do:
  • Provide effective risk monitoring and control of a portfolio of business clients through timely completion of annual and other credit reviews, ongoing monitoring of the customers banking activities. Performance will be assessed against targets set on the basis of overdue reviews as a percentage of the portfolio under management
  • Adhere to compliance, lending and security policies and procedures, audit review
  • Ensure effective management of commercial loans and mortgage exposures by ensuring i) accurate review of financial statements , analysis including underwriting , ii) appropriate security and required documentation is in place in order to protect CCS' security position and to protect CCS from unnecessary loss
  • Expand quality and profitable business with existing members and new customers referred by team members. Performance will be assessed against annual targets on i) profitability of the portfolio ii) deposits and iii) referrals
  • Build and deepen existing customer relationships by effectively onboarding a customer to CCS by taking an active role in the account opening process; Demonstrating understanding of the entrepreneur/business by using available tools. Expanding the business relationship through cross sales of business products such as business credit cards & merchant services, cash management services and payroll services & foreign exchange.
  • Responsible for any required credit monitoring and compliance requirements. Complete any pre-funding due diligence and security documentation completion and follow-up.

  • Who are we looking for?
  • Bachelor's or MBA degree in Business/ Commerce or relevant discipline along with appropriate designation. In addition, you will have a minimum of four years banking recent related experience.
  • Experience in financial services including exposure to lending, commercial banking, portfolio management and business development.
  • Fundamental knowledge of commercial products (credit and deposits)
  • Basic knowledge of financial statements and strong analytical skills
  • Basic knowledge of accounting principles
  • Proficient knowledge of commercial credit analysis
  • Basic knowledge of retail credit analysis, policies, security and legal procedures
  • Proficient knowledge of deposit and cash management products
  • Knowledge of security documentation, legal entity structures and contract law
  • .

    Why join Coast Capital? Purpose is our North Star. We look at everything through our purpose. It informs the advice we provide our members, the experiences and products we create, and the programs we build to support our employees and communities.
    Committed to inclusion and engagement. We have an ongoing focus on equity, diversity, and inclusion and routinely track how we're doing, and what we need to do to keep improving. We foster a culture where everyone can feel safe to be who they really are and thrive.
    A career that grows with you. We believe in developing our people and promoting from within. Many employees have spent decades, and sometimes their entire careers, with Coast Capital and have progressed from the frontlines to senior leadership.
    Work where you're most effective. In 2020 the world changed, and that includes how we work. In response to COVID-19 we launched myWork, which gives employees flexibility in where they work based on the nature of their role.
    Benefits that flex to the needs of you and your family. We offer comprehensive, customizable benefits for you and your family, so you can choose what fits best for you and your lifestyle.
    Retirement options. We also take care of our employees once they retire. That's why we offer the choice of a defined contribution or defined benefit pension plan or RSP's.
    Mortgage and auto financing benefits. Employees save thousands on their mortgages and auto loans with best-in-category benefits.
    Real recognition. We recognize excellence throughout the year, through an online community that lets employees give kudos and thanks throughout the year. We're human, which means we like to have fun with events, celebrations, and recognition throughout the year.
    An award winning culture. We're a Platinum member of Canada's Best Managed Companies and are regularly recognized by Canada's Most Admired Corporate Cultures and the BC Top Employers Awards.
    We reinvest 10% back into the community. When we do well, our communities do well. That's why since 2000 we've invested over $90 million into our member's communities.
    Double your impact. Through our employee volunteer program, Coast Capital donates $10 for every hour you volunteer to a Canadian charity or non-profit of your choice.

    Equity, Diversity & Inclusion at Coast Capital At Coast Capital, we value diversity, equity and inclusion. We're not all the same and we like it that way. We don't just accept differences - we celebrate, support, and we thrive on them for the benefit of our employees, our members, and our community. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills.

    COVID-19 at Coast Capital Coast Capital Savings is committed to the health and safety of our employees, member, and communities. With this commitment in mind, Coast Capital complies with all public health mandates (provincially and/or federally, as applicable) and has implemented various safety measures, including requiring all employees to be fully vaccinated against COVID-19, and making COVID vaccination a pre-condition to employment with Coast Capital. All successful applicants must provide acceptable evidence of full vaccination against COVID-19, before any contract of employment becomes final and binding, and before your start date can be set.
    Exceptions may apply where vaccination is not possible for medical or religious reasons that are protected under Canadian human rights laws. Should successful applicants require a medical or religious accommodation related to vaccination please discuss whether an exception may apply with your Talent Acquisition Advisor.
    Administrative Management and Executive