Insurance Corporation of British Columbia (ICBC)

The Insurance Corporation of British Columbia (ICBC) is committed to protection and peace of mind for B.C. drivers, quality products and services, and offering customers the best coverage at the lowest possible price.

We're here for you
All motorists in B.C. are required to buy a basic package of ICBC Autoplan insurance that provides coverage for third party liability protection, accident benefits, underinsured motorist protection, hit-and-run and uninsured motorists protection and inverse liability.

Beyond the basics
In addition to providing this basic insurance, the Corporation competes with other automobile insurance companies by offering extended third party liability and other optional insurance coverage such as collision and comprehensive coverage.

Open and fair rate setting
In setting premiums, ICBC does not discriminate on the basis of age, sex or marital status and discounts are provided based on the number of years that a driver has been claims free. We collect insurance premiums from more than 2.6 million motorists and invest these premiums to provide insurance benefits for customers and victims of crashes.

Helping make the roads safer
We work with communities and stakeholder groups to help them take responsibility for their road safety challenges. We also invest in loss-prevention initiatives and programs to reduce crashes, injuries and deaths. Everyone benefits when the roads are safer.

Our commitment to the environment
On the road, in our offices, and through our business practices, we're committed to reducing our environmental footprint.